Edition 31 of 2004, Friday 20 August 2004
While Telkom have changed law firms in their fight and letters of demands against www.hellkom.co.za and their "freedom of expression", the South Africans are still busy fighting for those medals in Greece.
The real estate market in South Africa could now be due for a further boost! The rate drop means a R68 per month saving on repayments for a 20 year bond of R200 000 and a R136 per month saving on a R400 000 bond. Read more in Real Estate in South Africa.
Professor Johan Martins of Unisa's Bureau for Market Research said in a report released in Pretoria, South Africa that household expenditure had escalated from R203 billion in 2000 to R277 billion in 2003 with Gautengers living far more extravagantly.
"With a proud past, the city of Pietermaritzburg, Kwazulu
Natal, South Africa is a thriving, modern capital that has carried
its history fully into the present, yet still encompasses a picturesque
country feel". Read more in Focus on
|>> Real Estate in South Africa|
Rate cut fuels property boom
Any suggestion that the property market might be due for a correction has been put to rest by the cut in mortgage rates, says ERA property group CEO Gerhard Kotzé.
He notes that the momentum of the market between June 2000 and June 2003
doubled property values on average, and added a further 25.1 percent growth
in the year to end-June 2004, according to the Absa quarterly review of
|>> Safety in the home|
NEWS FROM NATIONLINK
Safety in the home is just as big a concern for senior citizens as it is for families with small children.
Or at least it should be, says Dr Piet Botha, chairman of the Nationlink
estate agency group, who notes that an increasing number of retirees live
with family or on their own in homes that are not specifically designed
|>> Gautengers living more extravagantly|
Household cash expenditure on goods and services in Gauteng at constant
prices increased by more than a third between 2000 and 2003, the University
of South Africa (Unisa) said on Monday.
|>> Learn about Real Estate - the buying process|
Question: What are the advantages of owning a home?
Answer: There are many. Among the most appealing: you own it, which gives you, instead of a landlord, control of your living space. Other benefits stem from potential tax savings and the build up of equity as your property likely appreciates in price over time. Equity can be used to help put children through college, purchase a second home, or make home improvements. The mortgage interest paid on a home loan is tax deductible, as is the local property tax. If you get a fixed-rate home mortgage loan, you also can invest more wisely knowing your monthly mortgage payment, unlike rent, will not change substantially.
Question: What is the first step to buying a home?
Answer: Make sure you are ready - psychologically and financially. Ask yourself the following questions: Do I have steady income? Is my debt lower than my total income? Do I have enough money to pay for the down payment and closing costs? Am I working hard enough to improve bad credit? A house needs constant care and attention. Also ask yourself if your budget will allow for unexpected repairs and upkeep. Once you can honestly answer "yes" to these questions, you are several steps ahead of the game and that much closer to becoming a homeowner.
Question: Is it best to save for the ultimate dream home or begin with a less expensive starter home?
Answer: It can take a long time to save for that perfect dream home. Meanwhile, the market has been flooded with some of the most favorable mortgage interest rates in years. Low rates make housing more affordable, which is why so many buyers have jumped on the home buying bandwagon. Home-price appreciation has also been strong, making very solid gains in communities across the country. In fact, home prices are expected to increase 2.5 percent to 3 percent annually over the next five years. If you purchase a starter home today, you can potentially begin to build value that can lead to the purchase of a larger, or more desirable, trade-up home in the future.
|>> Focus on Pietermaritzburg, KwaZulu Natal, South Africa|
With a proud past, the city of Pietermaritzburg is a thriving, modern capital that has carried its history fully into the present, yet still encompasses a picturesque country feel. It plays host to spectacular sports events, annual outdoor festival and an agricultural show without parallel on Africa's east coast...
|>> Property of the week|
Search for property in your area
|>> www.cyberprop.com - community channel!|
Technology women in business...TWIB
TWIB was created under the auspices of the Department of Trade and Industry (dti) in 1998, the Year of Science and Technology, to help advance women in business, with a particular emphasis on the application of science and technology to achieve business growth in women-led enterprises, particularly small, medium and macro enterprises (SMMEs) .
The CSIR, as contracted by the DTI, will administer the TWIB programme, under the leadership of Ms Tina Eboka, CSIR Executive Vice-President Human Resources and Communication. Part of the CSIR's responsibility will be to work in close cooperation with stakeholders and beneficiaries of the TWIB programme. The TWIB initiative is being championed by the Deputy Minister of Trade and Industry, Ms Lindiwe Hendricks with Ms Daphney Mashamaite as Acting CEO.
The TWIB annual awards celebrate and recognise women who succeed in integrating technology in their business. Those who win awards, together with those who are nominated, become our technology ambassadors.
A very special part of the TWIB initiative is the support it will give to young women in encouraging them to follow careers in science and technology. This initiative is known as the Techno-Girl Programme.
TWIB cannot fulfill its objectives without the support of technology institutes and science councils, who will provide the services offered by TWIB, be it in the form of training or the development of appropriate technologies for use by SMMEs.
|>> Have fun!!|
Household tips - "Tips & Tricks"
Natural Mosquito Repellents:
For Mouse Control:
Article by: www.thefunplace.com
|>> Be in the frontline|
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