Have Fun - House Hunting
Once you know how much money you can borrow and have an estimate of your closing costs, you'll know the price range you can afford. You might already have your "dream home" in mind. Perhaps you want to settle down in a particular neighborhood, or maybe you just need more space for your growing family.

Even if you know exactly what you're looking for, the house hunting process can be overwhelming. It takes time.

Here are some good house hunting tips:

  • Take pictures inside and outside the home.
  • Bring a spouse, family member, or friend.
  • Make sure the house fits into your budget.
  • Ask about utility and maintenance costs.
  • Think of commuting time and costs.
  • Compare what you'd like to have against what you really need.
  • Consider your monthly budget - can you afford the renovations and maintenance that you'll need to do?
  • Don't make a "spur-of-the-moment" decision.

What else can you do to make the house hunting process easier?

  • List your needs. Know the difference between your wants and your needs and keep track of the homes you see that come closest to meeting your needs.
  • Concentrate on a few neighborhoods. Decide what's most important to you about the neighborhood you want. This can greatly narrow down your search.
  • Find a real estate agent. They'll have many more listings than you can find on your own.
  • Compare homes. Make sure you know what you would get and what you would miss in each house before you make a decision.